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#0005. In-process scheduler with idempotency keys, no cron sidecar

• Status: Accepted
• Date: 2026-10-08
• Source: design plan §13.4

#Decision

Background jobs (request expiry, later allowance, interest, outbox, backups) run on one in-process ticker. Each posting carries a unique idempotency key, so duplicate or catch-up runs are no-ops.

#Consequences

Nothing extra to deploy; the app normally runs as a single replica.

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